OUR TEAM

Our network of Acrisure Agency Partners has the expertise and experience to help you manage and overcome your largest and most complex risk and insurance challenges. With industry specific specialties and powerful program development capabilities, experience does make a difference. The value of our national network is the local presence of our agencies.

John F. Nichols, MSM, CLU

Partner - Sales Coach

Providing Acrisure Partners and sales representatives individual & multi-life insurance solutions for life, disability, long term care and annuities. Contact John by email or phone: 866.781.2303 Ext. 5301 | jfn@inswholesalers.com

Benjamin K. Perez

COO/Vice President

Benjamin K. Perez is a disability insurance specialist and educator. As Vice President of Sales and Marketing for Disability Resource Group, Inc. (DRG) since 2001, he shares his expertise with insurance brokers, career agents, and financial professionals nationwide. Contact Benjamin by email or phone: 866.781.2303 Ext. 5303 | bkp@inswholesalers.com

Seth Stein, CLU,

Sales Vice President

Seth has extensive experience working in the life insurance industry focusing on the needs of high wealth individuals, group and executive benefits including Corporate Owned Life Insurance, Bank Owned Life Insurance, executive bonus plans, deferred compensation plans as well as key person life insurance planning and funding. Seth’s is also experienced in designing disability insurance programs and long term care insurance programs for both business’s and individuals. Contact Seth by email or phone: sstein@inswholesalers.com | 732.595.4001

Norb Winter

Sales Vice President

Norbert (Norb) Winter is the Vice President of National Account Relations for DRG. He has a twenty-five-year history of crafting and implementing programs which increase prospect engagement, deepen client relationships and generate revenue for business owners, corporate entities and affiliated member organizations. Contact Norb by email or phone: 651.289.7499 . | nwinter@inswholesalers.com

Terry Kaltenbach

Sales Vice President, CLU, ChFC, CAP

After working in the financial services business in excess of forty years, Terry has an understanding of the needs and desires of a wide range of clients from the simplest estate plan or business insurance need to the most complex multi-generational situation. Having worked with some of the most sophisticated professionals in his business, Terry is in a unique position to offer his counsel to all levels of client needs. Contact Terry by email or phone: 949.351.2820 | tkaltenbach@inswholesalers.com

Crystal Clark

Sales Vice President

Crystal is DRG's West Coast sales executive. She has been a successful sales and marketing executive for over 15 years, and has been delivering protection solutions for clients since 2007. Crystal started her insurance career working for Medicare and specializing in Part C plans. She also worked for a direct marketer of life insurance and completed a year-long mentorship with a successful retail agent, financial advisor and BGA. Crystal's proven sales track record and ability to cultivate strong client relationships have allowed her to consistently exceed team, department and company goals. Contact Crystal by email or phone: cclark@inswholesalers.com | 913.787.7789

Carly Sup

New Business/Contracting Manager

Ivan Trujillo

New Business Associate

Amanda Hudachek

CFE, MBA | Director of Finance & HR

Steven Sherman

Internal Sales Associate

Jeffrey S. Adler, CLU

Principal

Kevin Cloutier

Sales Vice President

Jennifer M. Adler

Principal
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