Effective immediately, Standard has increased their issue and participation limits for medical and dental occupations on their Platinum Advantage product.

For ages 18 – 55, they will Issue up to 20k per month and Participate up 30k with other IDI and 35k with Group LTD.

For ages 56 – 64, they will Issue up to 15k per month and Participate up 25k with other IDI and 30k with Group LTD.

They no longer separate limits based on medical and dental occupation classes. Instead, we’ll differentiate by age.

They have also upgraded occupation classes for several medical professions.

The following occupations are now 5P for Platinum Advantage. They’re now 5A for Business Equity Protector and Business Overhead Protector.

•Gastroenterologists
•Neonatologists
•Pathologists
•Diagnostic Radiologists

Physiatrists are now 4P for Platinum Advantage and 4A for Business Equity Protector and Business Overhead Protector.

The upgrades apply to both fully underwritten and Guaranteed Standard Issue IDI. Please note: these changes do not apply to Protector Platinum and Protector Essential, which are currently available in California.